LenderCap

Mortgage lender matching

Find the right lender

Enter a borrower scenario and instantly match residential and commercial lenders whose guidelines actually fit — scored, explained, ready to send.

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Every borrower scenario, matched against verified direct lenders nationwide — scored, explained, and ready to send. No aggregators. No resold leads.

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Built for brokers & investors

Stop cold-calling lenders. Find the right fit in minutes, not days.

Residential matches
Purchase$450,000Single FamilyFICO 72075% LTVDSCR California

Apex Capital

Strong fit

Meets every requirement.

Max LTV 80%Min FICO 660

Bridge Group

Possible fit

LTV 5% over posted max.

Max LTV 75%Min FICO 680

Summit Lending

Strong fit

DSCR program, fast close.

Max LTV 80%Min FICO 640

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Guideline criteria scored on every lender

Available 24/7

Run scenarios and package deals any hour — the book never closes.

Precision search

Filter by loan amount, LTV, FICO, DSCR, property type, and state.

Verified lenders only

Every desk is vetted. Direct sources — never lead resellers.

Side-by-side compare

Stack lenders on the terms that matter and pick in seconds.

Verified only

Direct lenders, vetted one by one — never aggregators or resold leads

Scored & explained

Every match comes with the reasons it fits — or doesn’t

The matching engine

Every scenario,
scored in real time

Behind every search, the engine checks your scenario against every active lender’s guidelines simultaneously — FICO floors, LTV caps, DSCR minimums, state coverage, doc-type rules — and ranks the fit with a plain-English explanation.

Scenario parsed

FICO · LTV · DSCR · geography · doc type

Lenders scored

Every active lender checked in parallel

Match confidence

Strong fit — 92/100

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Verified direct lenders matched nationwide

Real‑time

Every scenario scored the moment you submit

0‑point

Guideline criteria weighed on each match

Built to match lenders like these

Apex CapitalBridge GroupSummit LendingMeridianKeystoneVanguardCornerstoneHarbor PointApex CapitalBridge GroupSummit LendingMeridianKeystoneVanguardCornerstoneHarbor Point

Coverage

Lending in all 50 states

Every market has its own lender depth. Explore where the book runs deepest.

The Golden Gate Bridge spanning San Francisco Bay

California

Deep DSCR and bridge appetite across coastal metros; heavy non-QM depth for self-employed borrowers.

DSCRBridgeNon-QM
Search this market

Why brokers keep it open

Describe the deal once. See every lender who can actually close it — scored strong, possible, or stretch, with the reason spelled out.

Guideline matching

Not a directory — an engine

When a lender is a stretch, it says why. The hard conversation happens with your client before the credit desk ever says no.

Every match, explained

A reason on every result

Your own private and hard-money relationships, scored right alongside the verified directory — visible only to you.

Your book, your edge

The Private Lender Book

Three steps to funded

01

Describe the deal

Amount, property, location, occupancy, doc type, and credit profile.

02

Compare the fits

See lenders scored strong, possible, or stretch — with the reasons why.

03

Reach the desk

Package the scenario and connect with the right lender directly.

Your next deal's lender is one search away

Free for brokers and investors. List your company to start receiving qualified, pre-scoped leads.

No setup fees Cancel anytime Verified leads only